Personal Banking

Checking

  Regular Checking Personal Now Direct Deposit Premier Heartland Gold
Description Just what you need in a checking account Earn interest on your balance Convenient deposit-based checking A value-added package of services For those who have celebrated
50 or more years
Minimum
Opening Deposit		 None None None None None
Minimum
Daily Balance		 $500 daily balance or $1,000 average collected balance $1,000 daily balance or $2,500 average collected balance None None None
Monthly
Service Charge		 $5 if minimum balance
requirement is not met		 Yes with $1,000 daily balance Free Free with open credit line account None
Interest No Yes with $1,000 daily balance No Yes with $1,000 daily balance Yes with $1,000 daily balance
ATM/Debit Card Free Free Free Free Free
Online Banking/
Bill Pay		 Free Free Free Free Free
Additional Benefits •Unlimited check writing
• Free e-mail statements available		 • Unlimited check writing
• Free e-mail statements
available		 • Unlimited check writing
• Free e-mail statements
available		 • Unlimited check writing
• Overdraft protection provided
by credit line account
• Free Premier checks
(200 checks per year)
• Free copy machine usage
• Free Notary Service
• Free e-mail statements
available		 • Unlimited check writing
• Free checks
(200 checks per year)
• Free copy machine usage
• Free Notary Service
• Free e-mail statements
available